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Showing posts from October, 2020

Difference Between Regular Vs Direct Plans in Mutual Fund ?

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  Mutual fund is an investment fund where multiple investors pool their money to purchase securities. Such funds are managed by a highly trained professional commonly known as a fund manager or portfolio manager. Due to factors like benefit of diversification and comparatively stable returns, mutual funds have become one of the most looked after investment options.  When you opt for mutual funds you can invest through 2 schemes i.e. through regular or direct schemes. Let’s briefly talk about both the schemes.  Direct investment plan  is where an investor can directly invest into the company’s plans, generally through its website. Regular investment plan is where you buy the same securities through an advisor.  What is the Difference Between Regular and Direct Schemes?   In direct schemes the  expense ratio  is low as no brokerage is paid to any adviser resulting in comparatively high returns as compared to the indirect schemes.  However, the major problem with these schemes is the lack

Top 3 Secrets to Profit From Stock Market Crash

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The whole world has been badly affected by the spread of the virus forcing companies to shut down, heavy unemployment and huge downfall in the economy. Almost all major most economic activities have impacted by the disease. The  markets have been heavily damaged by the Covid19 and the effects  are visible on the global economic growth. Today the whole world is struggling from the effects of the Covid19 on business and trade. For the past few weeks Indian Stock markets were seen crashing into a bearish phase where the stock prices fell more than 20% from the recent highs.  Although, the market has slightly started to rise gradually such sudden fall in stock valuations and other instabilities have triggered panic across the world and shaken the confidence of investors. The past Friday turned out to be in favor of the investors.   In bearish times most of the investors opt-out of the securities they were holding and are ready to sell their investments at a lower price. There is, generally