VSRK CAPITAL

  Mutual fund is an investment fund where multiple investors pool their money to purchase securities. Such funds are managed by a highly trained professional commonly known as a fund manager or portfolio manager. Due to factors like benefit of diversification and comparatively stable returns, mutual funds have become one of the most looked after investment options.  When you opt for mutual funds you can invest through 2 schemes i.e. through regular or direct schemes. Let’s briefly talk about both the schemes.  Direct investment plan  is where an investor can directly invest into the company’s plans, generally through its website. Regular investment plan is where you buy the same securities through an advisor.  What is the Difference Between Regular and Direct Schemes?   In direct schemes the  expense ratio  is low as no brokerage is paid to any adviser resulting in comparatively high returns as compared to the indirect schemes.  However,...

The whole world has been badly affected by the spread of the virus forcing companies to shut down, heavy unemployment and huge downfall in the economy. Almost all major most economic activities have impacted by the disease. The  markets have been heavily damaged by the Covid19 and the effects  are visible on the global economic growth. Today the whole world is struggling from the effects of the Covid19 on business and trade. For the past few weeks Indian Stock markets were seen crashing into a bearish phase where the stock prices fell more than 20% from the recent highs.  Although, the market has slightly started to rise gradually such sudden fall in stock valuations and other instabilities have triggered panic across the world and shaken the confidence of investors. The past Friday turned out to be in favor of the investors.   In bearish times most of the investors opt-out of the securities they were holding and are ready to sell their investments at a lower pr...

  Liquid funds are one of the many types of   mutual funds   available in the market. They invest in short‐term assets such as treasury bills, government securities, repos, certificates of deposit, or commercial paper. They are debt funds which enable companies to raise money for a Period of up to 91 days. These are highly secured and short term funds usually suitable for putting money aside for emergencies as there is almost zero risk involved with such securities.  Advantages of Liquid Funds Liquid funds are perfect for financial specialists who need to park their money for a short period of time.The aim of these liquid mutual funds is to provide higher returns while offering a similar level of security for the money invested.   Here are some of the advantages of  Liquid Funds  :- Low Risk:  Liquid funds invest only in highly secured government funds. So the associated risk is minimal. Along with this they are known to provide stable returns to ...

Impact of Covid 19 on the global markets In the past few weeks, the stock prices have fallen drastically and the market saw a downfall of nearly a third of the global market cap. The whole world has been badly affected by the spread of the virus forcing companies to shut down, heavy unemployment and huge downfall in the economy. Almost all major most economic activities have impacted by the disease. The markets have been heavily damaged by the Covid 19 and the effects are visible on the global economic growth. The global gross domestic product (GDP) growth projection for 2020 has halved by the Organization for Economic Co-operation and Development (OECD). Current Situation in Indian Markets Although, the market has slightly started to rise slowly such sudden fall in stock valuations and other instabilities have triggered panic across the world and shaken the confidence of investors. The past Friday turned out to be in favour of the investors. In the end, Sensex stood at...

Stock exchanges  are markets where the participants come together for  buying and selling of financial instruments  such as shares, debentures, bonds, etc. it is run by set rules and regulations set by appropriate bodies such as  SEBI in India .  Only the securities of listed companies are traded with  stock exchanges . All such  stock exchanges  shall be recognized by the government and only registered brokers and members are allowed to trade instruments on it.   There are around 9 official  Stock Exchanges  in India- Bombay Stock Exchange (BSE)   National Stock Exchange of India (NSE)   Calcutta Stock Exchange  India International Exchange (India INX)   Indian Commodity Exchange (ICEX)  Metropolitan Stock Exchange of India Ltd. (MSE)   Multi Commodity Exchange of India Ltd. (MCX)   National Commodity & Derivatives Exchange Ltd. (NCDEX)   NSE IFSC Ltd. (NSE International Ex...

A mutual fund is one of the most popular modes of investment opt by investors desirous of making good returns on the same. There are generally only 2 ways to invest in a mutual funds scheme- Lump sum investment and Systematic Investment Plan . Lump-sum investment refers to the investment of a good sum of money once into the scheme. It is suitable for times when you have a free load of cash in hand with you. However, the availability of a comparatively huge sum of money is not very common and this is the reason why many potential investors were unable to make investments. Systematic Investment Plan (SIP) was brought as a mean of making a systematic and regular investment. This requires the investors to invest a fixed amount of funds at stated intervals, regularly. This has dealt with the inability of huge sums and allows the common man a chance to invest.

Mutual funds are one of the most popular financial instruments in town.  Mutual fund  is a collection of funds pooled in by investors and managed by a portfolio manager. Such funds are invested into various schemes in accordance to the earlier set objectives. While the above information is generally available on all the online sites, the actual working of such funds isn’t told with much clarity and we ought to clear all your doubts on the actual working of mutual funds. So, let’s start. As mentioned earlier  mutual funds  are a pool of resources instead of being a single resource which means there are multiple investors who have put money in a fund. Each person who has invested their money into the fund gain ownership over a part of the fund, known as a unit. We can also say that the entire fund is subdivided into multiple parts known as units. So, when a person wants to invest in a fund he has to buy these units. Such mutual funds are of many types like ...